Writing a Personal Check
A check is a valuable instrument which allows you to deal easily with daily financial situations. It is the era of ATM cards but our elders still prefer using checks for banking and other financial purposes yet we hardly know the art of check writing.
It should be realized that checks are still used as transaction tools and you might be required to write a personal check at some point in life. Save yourself from any future embarrassment and learn how to properly write a check today.
Sample Check Writing
First of all, you need to understand what a printed check says. On the top right corner of the check, you will see numerical digits; this indicates the check number.
On the top left corner, the name of your bank and its branch would be printed. The rest of the check contains empty boxes and spaces in which you will be filling the desired information.
How to Put Date on Your Check
The first box you will see on the check asks for the date. Make sure that you use a valid format for writing the date. Always write current or future date; writing an old date would indicate the absence of your mind.
What to Write in “Payable to” or “Pay to the Order of”
Adjacent to the date box, you will see phrases such as ‘Payable to’ or ‘Pay to the order of’ – in front of it write the full name of the receiver which could either be an individual or a company.
How to Enter Amount to be Transferred
Below this you will write the amount to be transferred in words along with the currency unit. In the box adjacent to amount, you will be required to write this amount in numerical figures. In the end, sign the check on the lower right side.
When you are done filling the check- do not forget to write the check number, date and payee’s name on the mini check ledger which is usually attached to every check. Also write on it the same amount as on the check for your record.
So you see writing a check isn’t too difficult, is it?